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Coast to coast, learn about Scotland's vibrant cities and regions. City? Countryside? You don't choose, you get both. You might have heard of our stunning scenery, our vibrant cities and our famous golf courses – our low cost of living gives you even more chance to enjoy them all. With convenient commute times between our major cities, Scotland gives you the opportunity to find the work-life balance that suits you. Source: Scottish Income Tax: 2022-2023, Scottish Government Personal income tax rates for different income bands in Scotland Band These taxes usually go towards the provision of public services and Scotland has a progressive approach to tax with lower earners paying less tax. Individual tax rates make up a fairly large proportion of take-home pay in European locations. Banks, hotels and Bureau de Change kiosks can be found at our international airports and also in most of our city centres. Exchanging Currencyįoreign currency is rarely accepted, but don’t worry, it’s easy to exchange any foreign currency in Scotland. Our cash machines will accept international bank cards and credit cards, as long as they have a four-digit PIN code. You’ll find cash machines (ATM) everywhere in our larger towns and cities, and most rural areas will have at least one place where you can withdraw cash. Honestly, the fees youll pay for changing money at Heathrow will be more than the fee your bank charges for an ATM withdrawal. In addition, many banks are also open on a Saturday morning. Most banks in Scotland are open Monday to Friday from 9:30am to 5:00pm. With a large variety of banks offering different types of services, we have everything to meet your financial needs. With more than 300 years of banking experience, your money is in safe hands in Scotland. Both Scottish and UK-wide notes can be used throughout Scotland. Scotland has its own bank notes that look different to those in the rest of the UK, however their value is the same. All major credit cards can also be used across Scotland, with Visa and MasterCard being most widely accepted. In Scotland, the unit of currency is the pound (£), which is used throughout the entire UK.